Well-maintained 4-bedroom, 2-bath two-family home offering a functional and flexible floor plan with excellent income potential. The first-floor unit has been recently renovated, featuring fresh neutral paint, updated lighting, new carpet and flooring, a fully updated bathroom, new kitchen cabinets & countertops, and new black appliances. This unit offers a traditional and spacious living room and dining room, plus a bonus space off the dining area, ideal for a home office or additional living area. The upper unit is currently tenant-occupied at $800 per month and provides steady income. The third floor presents an outstanding value-add opportunity and could be renovated into a rentable 1-bedroom, 1-bath unit to increase cash flow. Some windows have been replaced over the years, and the mechanical systems are in good working order. Utilities are separately metered for each unit, with water and sewer shared. The home features a carefully maintained wood exterior that showcases classic Colonial-style charm. Property is sold as-is, and the buyer will be responsible for assuming any city point-of-sale violations. A solid opportunity for investors or owner-occupants seeking long-term value and upside potential.